FINANCING STRUCTURES
Familiar tools, applied to a new industry.
The emerging AI data economy presents financing needs that can be addressed through established credit structures, adapted to the contractual arrangements, underlying assets, and cash flow dynamics of each business.
01 COMMON STRUCTURES
Different needs, different structures.
Invoice factoring
Converts outstanding customer receivables into immediate liquidity through their sale. Transactions may be structured with or without recourse, depending on the creditworthiness of the account debtor and the contractual terms.
Accounts receivable financing
Revolving credit capacity secured by outstanding receivables. Availability is determined through a borrowing base, typically calculated by applying an advance rate to eligible invoices, and adjusts as receivables are generated and collected.
Contract-backed & purchase-order financing
Provides capital to fund data acquisitions or the fulfillment of contracted deliverables ahead of customer payment. Advances are generally supported by signed customer contracts or purchase orders, with repayment expected from the proceeds of the underlying transaction.
Cash-flow-based credit facilities
Flexible capital for operating expenses, project development, and broader working capital needs. Facilities are structured around the borrower's financial performance, liquidity, and debt service capacity rather than individual receivables or contracts.
Tailored financing structures
Financing arrangements can combine elements of multiple credit products or be structured around specific contractual rights, assets, and anticipated cash flows. Terms reflect the underlying commercial economics and sources of repayment.
This page is general information about common financing structures. It is not an offer of financing or a description of terms.
Every transaction starts with a conversation.
If you’re exploring financing for a commercial opportunity within the AI data economy, we’d welcome a discussion.
Explore financing